What is the difference between a bursary and a scholarship?

A bursary is typically awarded based on financial need (e.g. household income below a certain threshold), while a scholarship is usually awarded based on merit (academic achievement, sporting excellence, or other criteria). Some awards combine both elements. Neither needs to be repaid, unlike student loans. Check the specific eligibility criteria for each award.

Do I have to pay tax on a bursary?

Generally no. Under Section 776 of the Income Tax (Trading and Other Income) Act 2005, scholarships and bursaries received by students for tuition fees and living costs are exempt from income tax. However, if the award exceeds the cost of your tuition and maintenance, the excess may be taxable. If you receive a bursary linked to employment (e.g. a sponsored degree), different tax rules may apply. Check with the provider or HMRC if unsure.

How many bursaries can I apply for?

There is generally no limit on the number of bursaries and scholarships you can apply for. Many students apply to multiple sources to maximise their funding. Check each award's terms — some may reduce the amount if you receive funding from other sources. Use resources like the Scholarship Hub, Turn2Us, and your university's financial support pages to find all available awards.

When should I apply for a bursary?

Deadlines vary widely. University bursaries based on household income are often awarded automatically through the student finance assessment. Others require a separate application — check the deadline carefully. Charitable trust bursaries may have deadlines months before the academic year starts. Apply as early as possible, as some funds are allocated on a first-come, first-served basis.

What evidence do I need to provide?

Common evidence includes: proof of household income (P60, tax returns, benefit letters), academic transcripts or certificates, a personal statement, a reference from a teacher or tutor, and proof of identity. Some bursaries require evidence of specific circumstances such as care leaver status, disability, or estrangement from parents. Check the specific requirements and gather documents in advance.

Free Bursary / Scholarship Application Letter Template

A bursary or scholarship application letter is a formal written request for financial support to help fund your education.

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your-details

Your Full Name*

Your Address*

Your Email Address

Recipient Details

Institution / Organisation Name*

Institution Address*

bursary-details

Bursary / Scholarship Name*

Course of Study*

Year of Study*

application

Financial Circumstances*

Be honest and specific. Include household income if relevant.

Academic Achievements*

Why You Deserve This Bursary*

letter

Date of Letter*

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[applicantName] [applicantAddress] [date] [institutionName] [recipientAddress] Dear Sir or Madam, Re: Application for [bursaryName] Course: [courseOfStudy] ([yearOfStudy]) I am writing to apply for the [bursaryName]. I am currently studying [courseOfStudy] in my [yearOfStudy] and believe I meet the criteria for this award. FINANCIAL CIRCUMSTANCES [financialCircumstances] ACADEMIC ACHIEVEMENTS [academicAchievements] WHY I AM APPLYING [whyDeserving] Receiving this bursary would make a significant difference to my ability to focus on my studies without the financial pressures that currently affect my academic performance and wellbeing. I am committed to making the most of this opportunity and to achieving the best possible outcomes in my degree. I am happy to provide any additional information or documentation to support my application, including proof of income, academic transcripts, or references. Thank you for considering my application. I look forward to hearing from you. Yours faithfully, ___________________________ [applicantName]

Important Notes

Legal Disclaimer

University bursaries in England are often linked to household income assessed through Student Finance England (or the equivalent body in Scotland, Wales, or Northern Ireland). The Education (Student Support) Regulations 2011 (as amended) govern the student finance system. Charitable bursaries and scholarships are governed by the charity's own terms and the Charities Act 2011. Under the Equality Act 2010, bursary providers must not discriminate on the basis of protected characteristics, although positive action provisions allow targeted support for underrepresented groups. Some bursaries may have tax implications — generally, bursaries and scholarships for tuition fees and living costs are exempt from income tax under Section 776 of the Income Tax (Trading and Other Income) Act 2005, but amounts above the cost of tuition, fees, and maintenance may be taxable.

This template is provided for informational purposes only and does not constitute legal advice. For complex legal matters, we recommend consulting a qualified solicitor.

Frequently Asked Questions

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